Yes they would, and offer you a higher interest rate, usually 2-3 pts. higher than rated. One, they (the lending co.) will gernerate more income from the higher interest rate. Two, they will try to assist you in rebuilding your credit to a level deemed acceptable to continue loaning you money. You can always get money. If not, how do all of those farmers out there who filed for reorganization-ruptcy in the 80's through the 90's continue to get loansIJ Bankruptcy is the greatest credit buster there is and you can still get money.