The biggest problem we've had with the IH Melrose engines (414, 436, 466) has been cavitation of the wet sleeves, even with the coolant filter_conditioner. I don't think I have ever had a main or rod bearing fail before the sleeves rusted through. And, as Ol' Pokey said, bad fuel injectors can also cause problems. These engines do tend to have a shorter lifespan on a combine than in a tractor. So you could have it checked out, get an oil analysis and a compression test. Put an accurate mechanical guage on it to see what kind of oil pressure you have once it warms up. Personally, if it is still running strong with good oil pressure when warm, I wouldn't worry about it.